Getting small business capital from a bank is a nightmare. You go in, hand over a pile of documents, wait weeks, and then they come back asking for more. Or they just say no. We do it differently at Canada Capital. We fund small businesses based on their sales. Your business is doing revenue? That’s what we care about. Not your credit score, not whether you own property.
How Small Business Capital Works
Short application. We look at your recent sales. If it makes sense we fund you, usually within 48 hours. The money goes right into your account.
Repayment is tied to your revenue. So when business picks up your payments are a bit higher and when things slow down they come down too. No fixed monthly amount that pretends every month is the same because we all know that’s not how it works.
Who We Work With
We've funded restaurants, retail shops, salons, trucking companies, contractors, e-commerce businesses. Pretty much any small business in Canada that has consistent sales. Most people find us after a bank already turned them down or they just don't want to deal with that process. Either way works for us. We look at your actual business performance and that's what the decision is based on. Ontario, BC, Alberta, Quebec, every province.
How to Apply with Canada Capital
Applying is quick and simple:
- Fill out our easy online form
- Share a few details about your business
- Get a decision, often within hours
- Receive your funds and start growing
Take control of your business’s future today with Canada Capital.
Use Small Business Capital However You Need
Payroll. Inventory. Equipment. A renovation you’ve been putting off. Hiring someone new. Covering a rough patch while you wait on payments to come in. We don’t ask and we don’t put restrictions on it.
Why Business Owners Choose Canada Capital
The short answer is speed and flexibility. Banks take weeks and want collateral and a perfect credit history. We look at your sales and can fund you in a couple days. That’s really it. We’re not trying to replace your bank for everything but when you need small business capital fast and you need someone who actually looks at how your business is doing right now, that’s what we do.
Get Started
Takes a couple minutes to apply. Someone from our team calls you back and goes over everything. No commitment just for filling out the form.
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What can I use the loan for?
Anything your business requires, from inventory to renovations to working capital.
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What can I use the loan for?
Anything your business requires, from inventory to renovations to working capital.
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How long does repayment take?
Terms vary to suit your cash flow—let’s find the perfect fit for you.