Canada Capital provides flexible residential mortgage solutions for homeowners, buyers, and real estate investors across Ontario. Whether you are purchasing a home, refinancing an existing mortgage, consolidating debt, or exploring equity-based lending, we offer fast, practical options that fit real Canadian financial situations. Our mortgage programs are designed to help clients who want straightforward approval, clear terms, and dependable access to financing—without the lengthy delays and rigid requirements of major banks.
We provide mortgage options for primary residences, rental properties, multi-unit homes, cottages, and investor-held real estate. Our team evaluates your full financial picture, including income, equity, property value, and long-term goals, allowing us to assist clients with strong credit as well as those who may not qualify with traditional lenders. Whether you are looking for a first mortgage, a second mortgage, or a refinance, we structure the right solution to help you move forward confidently.
Why Choose Our Residential Mortgage Solutions
• First and second mortgage options for a wide range of property types
• Fast approvals with flexible qualification criteria
• Refinance programs to access equity, lower payments, or consolidate debt
• Options for salaried, self-employed, and credit-challenged clients
• Clear terms and efficient processing throughout the entire mortgage cycle
Smart Mortgage Options Built for Ontario Homeowners
Ontario’s housing market moves quickly, and homeowners often need solutions that go beyond what banks can offer. Whether you are buying a property, investing in real estate, or using your home’s equity to improve your financial position, Canada Capital provides guidance at every step. We help clients understand their borrowing power, compare options, and choose a structure that fits their overall financial strategy. With transparent communication, competitive rates, and flexible underwriting, we ensure your mortgage process is smooth, predictable, and stress-free.
To provide an accurate assessment, borrowers should be prepared to share details such as income, property type, mortgage statements (if refinancing), and the estimated value of the home. Our team reviews everything quickly, allowing us to deliver fast decisions and timely closings.
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Do you offer both first and second mortgages?
Yes. We provide financing for both first and second position residential mortgages across Ontario, depending on the property and equity available.
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Can I qualify if I am self-employed?
Absolutely. We work with business owners, contractors, gig-economy workers, and individuals with non-traditional income sources.
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What types of properties can be financed?
We finance single-family homes, condos, townhomes, rental units, multi-unit residential buildings, cottages, and investor-held properties.